Insurers want to know what they're covering. John Killen documents your home's condition and risks clearly, with photos, so you have what you need.
Before an insurance company writes or renews a homeowners policy, it often wants information about the condition of the home, especially for older homes or properties that have changed hands. An insurance inspection provides that information in a clear, professional format.
John Killen documents the condition of the home's major systems along with current or potential risks that could lead to claims, such as roof wear, plumbing leaks, electrical concerns and water intrusion. Every item is supported with photos.
Your report is delivered the same day, so you can share it with your insurance agent and keep the process moving.
An insurance inspection focuses on condition and risk.
Age, wear and signs of leaks or damage on the roof covering.
Leaks, water heater condition and other water damage risks.
Panel and wiring concerns that could create a fire risk.
Conditions that could lead to a future claim if left unaddressed.
An insurance inspection helps your insurer understand the home, but it also helps you. Knowing about a worn roof, an aging water heater or an electrical concern gives you the chance to address it before it becomes a claim.
Clear, photo-documented findings also help avoid confusion. Instead of guessing about the condition of the home, you and your agent have specific information to work from.
Requirements vary by insurance company, so check with your agent about exactly what your carrier needs. In many cases, a five-point inspection is what's requested.
An insurance inspection from John Killen documents:
Insurers use inspections to understand the condition of a home and any risks that could lead to claims, especially for older homes, new policies or homes that have recently changed hands.
They're closely related. A five-point inspection focuses on HVAC, electrical, plumbing, roof and foundation. An insurance inspection documents the home's condition and risks more broadly. Your agent can tell you which your carrier needs.
Your insurer may ask that certain items be repaired. Knowing about them early gives you time to have them addressed by a qualified contractor.
The same day, so you can send it to your agent right away.
Yes. John inspects single-family homes, rentals and multi-family properties. See our Investor Property Inspections page.
From your first phone call to your finished report, here's exactly what to expect when you hire John Killen Home Inspections.
Call, text or email John at 256-335-0028 or request your inspection online. Add radon testing or a whole-house thermal scan if you'd like.
John inspects the home from the roof to the foundation, using thermal imaging when needed to verify hidden issues.
When the inspection is finished, John encourages you to walk the home with him. He'll show you what he found, answer your questions and offer practical advice about repairs.
You receive a detailed, easy-to-read report with high-quality photos and clear descriptions the same day.
State of Alabama Certified • Licensed & Insured • Same-Day Reports • Thermal Imaging & Radon Testing • Serving Florence & the Shoals